10/18/1989|NIL|NIL
Most|NIL|NIL
San|NIL|NIL
Francisco-area|NIL|NIL
homeowners|NIL|NIL
homeowners|Most|NIL
homeowners|San|NIL
homeowners|Francisco-area|NIL
pay|NIL|NIL
pay|homeowners|ARG0
pay|damage|ARG3
damage|NIL|NIL
10/17/1989|NIL|NIL
earthquake|NIL|NIL
earthquake|10/17/1989|NIL
their|NIL|NIL
own|NIL|NIL
pockets|NIL|NIL
pockets|their|NIL
pockets|own|NIL
insurance|NIL|NIL
companies|NIL|NIL
companies|insurance|NIL
reap|NIL|NIL
reap|companies|ARG0
long-term|NIL|NIL
benefits|NIL|NIL
benefits|long-term|NIL
higher|NIL|NIL
rates|NIL|NIL
rates|higher|NIL
industry|NIL|NIL
spokesmen|NIL|NIL
analysts|NIL|NIL
said|NIL|NIL
said|earthquake|ARGM-ADV
said|reap|ARGM-ADV
said|industry|ARG0
said|spokesmen|ARG0
said|analysts|ARG0
said|10/17/1989|ARGM-TMP
10/17/1989|NIL|NIL
10/18/1989|NIL|NIL
Only|NIL|NIL
15|NIL|NIL
percent|NIL|NIL
percent|Only|NIL
percent|15|NIL
percent|to|NIL
percent|20|NIL
percent|percent|NIL
percent|homeowners|NIL
20|NIL|NIL
percent|NIL|NIL
California|NIL|NIL
homeowners|NIL|NIL
homeowners|California|NIL
have|10/18/1989|AUX-SBJ
have|insurance|ARG1
earthquake|NIL|NIL
insurance|NIL|NIL
insurance|earthquake|NIL
typically|NIL|NIL
requires|NIL|NIL
requires|insurance|ARG0
requires|typically|ARGM-ADV
requires|percent|ARG1
10|NIL|NIL
percent|NIL|NIL
percent|a|NIL
percent|10|NIL
percent|deductible|NIL
deductible|NIL|NIL
costs|NIL|NIL
costs|insurance|ARG1
costs|$|ARG2
costs|home|ARG2
costs|spokesmen|ARGM-ADV
$|NIL|NIL
$|between|NIL
$|200|NIL
$|to|NIL
$|$|NIL
$|400|NIL
$|year|NIL
200|NIL|NIL
$|NIL|NIL
400|NIL|NIL
year|NIL|NIL
year|a|NIL
$|NIL|NIL
$|100,000|NIL
100,000|NIL|NIL
home|NIL|NIL
home|a|NIL
home|$|NIL
according|NIL|NIL
industry|NIL|NIL
spokesmen|NIL|NIL
spokesmen|industry|NIL
10/19/1989|NIL|NIL
Insurers|NIL|NIL
Insurers|10/19/1989|NIL
face|NIL|NIL
face|Insurers|ARG0
prospect|NIL|NIL
paying|NIL|NIL
paying|out|rel
paying|billions|ARG1
paying|damages|ARG3
billions|NIL|NIL
billions|dollars|NIL
dollars|NIL|NIL
damages|NIL|NIL
caused|NIL|NIL
caused|damages|ARG1
caused|earthquake|ARG0
week|NIL|NIL
week|this|NIL
California|NIL|NIL
earthquake|NIL|NIL
earthquake|week|NIL
earthquake|California|NIL
10/20/1989|NIL|NIL
Usually|NIL|NIL
earthquakes|NIL|NIL
pass|NIL|NIL
pass|Usually|ARGM-TMP
pass|earthquakes|ARG0
one|NIL|NIL
one|this|NIL
went|NIL|NIL
went|one|ARG1
on|NIL|NIL
on|NIL|NIL
